Anthem Blue Cross and Blue Shield of Colorado

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Premier
Premier is Anthem's "Top of the Line", full coverage healthplan. This health insurance plan offers the most similar benefits as those one might recieve via an employer sponsored healthplan. Benefits include:
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A low office visit copay of $30.
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A prescription drug card with copays of $15 for generics, $40 for brand name, and $60 for non-preferred brand name drugs. Other than for diabetes, self-injectable drugs are not covered on this healthplan.
- Preventive Care for children and adults covered at 100% not subject to deductible.
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Unlimited lifetime maximum
Tonik
Tonik health insurance is primarily marketed to healthy individuals between the ages of 19 and 29 years of age. To qualify for the Tonik plan, you must be in perfect health with no pre-existing or ongoing health conditions. Tonik's benefits include:
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100% coverage after deductible.
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ER coverage under a $100 copay.
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Preventive dental and vision care.
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The office visit copay will vary, depending on the plan option that is chosen.
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Prescription drug copay card.
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Lumenos HSA Plus
The Anthem Lumenos HSA Plus compatible health plans provide coverage after an individual or family deductible is met. All covered services apply towards the plan deductible, at a discounted rate with in-network providers, until the plan deductible is met. After the plan deductible is met, coverage begins. Preventive care services are not subject to the plan deductible and are covered at 100%. Preventive care includes:
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Physical Examinations
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Immunizations
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Eye Chart Vision Screening
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Hearing Screening
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Cholesterol and Lipid Level Screening
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Blood Glucose test to Screen for Type II Diabetes
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Prostate Cancer Screenings
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Breast Exam and Mammography Screening
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Pelvic Exam and Pap Test
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Colonoscopy (Based on the nationally recommended schedule)
SmartSense Plus
SmartSense offers reliable, basic protection at competitive rates. You choose the annual deductible/monthly rate combination that works for you. This plan offers:
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Immediate benefits under a copay for the first three visits to a doctor.
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A choice of prescription drug benefits (Generic Only or Comprehensive).
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This healthplan is ideal for large families, because the family deductible can be satisfied by 2 or more family members, and the annual out of pocket maximum includes deductibles, coinsurance and copays.
CoreShare
Anthem's CoreShare Plans offer a simple plan design, with coverage after meeting the deductible of your choice, at affordable rates. Deductibles range from $750-$25,000, and higher cost sharing helps keep monthly premiums low.
Clear Protection
Clear Protection is one of Anthem's lowest-priced plans with an innovative plan design that helps lower your share of the cost for in-patient hospitalization. In addition:
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You'll have immediate benefits for your first two doctor's visits.
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There are two deductibles that work together to help you meet your out of pocket maximum.
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Once the out-of-pocket maximum is met, the plan pays 100% of the cost for most network covered services. |