Humana One Colorado
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HumanaOne Portrait Personal Health
Plan is for people who:
- want benefits like those provided by big employers
- want a traditional healthplan with affordable copays for office visits & prescriptions
- prefer to minimize risk in their lives
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HumanaOne Autograph Series of Personal Health Plans is for people who:
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seek the right combination of features and benefits
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like to take charge of their own well-being
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appreciate flexible coverage that can keep pace with their lifestyle
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Want a balance of cost & coverage
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HumanaOne Monogram Personal Health
Plan is for people who:
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want low-cost protection just in case an accident happens
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are healthy and seldom visit doctors and hospitals
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are not eligible for group benefits, or are recent college graduates or graduate students
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Get a Quote
**12-month rate guarantee!
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Get a Quote
**12-month rate guarantee!
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Get a Quote
**12-month rate guarantee!
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Portrait Share 80
Plan Features
Deductible Options
$1000 & $2500
Coinsurance Maximum
Plan pays 80%/you pay 20% after deductible until you reach:
$2000/per person/year
$4000/per family/year
Then plan pays 100%
Preventive Care
Covered at 80% (not subject to deductible)
Office Visits
Unlimited PCP office visits - $35
Unlimited Specialist vistits - $50 Copay
Prescription Drugs
Generic Rx - $15 Copay
Brand Rx subject to $500 deductible (optional upgrade)
Lab & X-Ray
$200 First Dollar Coverage (coverage in front of deductible) / person/year for lab and x-ray
Lifetime Max
$5 Million (optional upgrade) |
Autograph Share 80 Plan Features
Deductible Options
$5000 & $6000
Coinsurance Maximum
Plan pays 80%/you pay 20% after deductible until you reach:
$2000/per person/year
$4000/per family/year
Then plan pays 100%
Preventive Care
Covered at 80% (not subject to deductible)
Office Visits
PCP - Up to 6 office visits/year - $35 Copay
Specialist - Up to 6 visits/year- $50 Copay
(combined PCP & specialist visits limited to 6; afterwards visits apply to plan deductible)
Prescription Drugs
Generic Rx - $15 Copay
Brand Rx subject to $1000 deductible (optional upgrade)
Lab & X-ray
$200 First Dollar Coverage (coverage in front of deductible) / person/year for lab and x-ray
Lifetime Max
$5 Million (optional upgrade) |
Autograph Total Plus Rx HSA
Plan Features
Deductible Options
Individual
$2000, $3000, $4000, $5000
Family
$4000, $5000, $7000, $10000
Coinsurance Maximum
$0 - Plan pays 100% after deductible
Preventive Care
Covered at 100% (not subject to deductible)
Office Visits
Apply to Deductible at a discounted rate when you use an in-network physician
Prescription Drugs
Apply to Deductible at a discounted rate when you use an in-network pharmacy or mail order service
Lab & X-Ray
Applies to Deductible at a discounted rate when you use an in-network laboratory
Lifetime Max
$5 Million (optional upgrade) |
Monogram
Plan Features
Deductible Options
$7500
Coinsurance Maximum
$0 - Plan pays 100% after deductible
Preventive Care
Covered at 100% (not subject to deductible)
Office Visits
Apply to Deductible at a discounted rate when you use an in-network physician
Prescription Drugs
Generic Rx - $15 Copay
Brand Rx subject to $1000 deductible
Lab & X-Ray
Applies to Deductible at a discounted rate when you use an in-network laboratory
Lifetime Max
$2 Million (optional upgrade) |
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Optional Benefits Available with this Plan
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Optional Benefits Available with this Plan
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Optional Benefits Available with this Plan
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Make sure to ask us if you can qualify for Humana coverage based on Humana's height and weight guidelines if you are overweight.
Self-employed & Early Retirees
Whether you are self-employed, an early retiree, or you are looking to replace you current health insurance, consider HumanaOne Colorado for your individual insurance needs. Humana Colorado offers a portfolio of plans that make it easy for you to find the right coverage at a price that fits your budget. Make HumanaOne of Colorado your first choice for flexible plan options, outstanding service, a large, nationwide, provider network, and much more! Why settle for "one size fits all" coverage when it is easy to match your needs with a personal health plan from Humana One? You select the plan that fits, then you shape it with additional benefits.
If you are self-employed, you may want to consider the Autograph Total Plus Rx HSA plan. (See brochure above). For more information about Health Savings Accounts, visit our HSA webpage.
Optional Dental, Life, Supplemental Accident & Maternity Coverage
Humana One offers optional dental, life, supplemental accident and maternity coverage for an additional premium. Follow the "Get a Quote" links above to customize your plan options and receive an instant quote for the plan that best suits your needs. Humana One also offers you the opporutinty to upgrade the lifetime maximum and to opt for a $0 deductible prescription drug card.
What is Supplemental Accident Coverage?
Supplemental Accident coverage is first dollar coverage that is paid by the insurance company in front of your deductible in the event of an accident, such as a broken bone or a trip to the ER for stitches. Humana One offers you the option to add either $500 or $1000 first dollar supplemental accident coverage to your health plan. This is an excellent option to add to an HSA compatible plan, such as the Total Plus Rx HSA, and it is offered at a very resonable price. Use the quoting function to determine the cost of adding a supplemental accident benefit to your healthplan.
Personal Website for Tracking Claims Status and More
Once you become a Humana One member, you will have access to your own, personal website, where you will be able to receive timely information about claims, benefits and payments.
Quick & Accurate Claims Processing
Humana's accuracy rate for processing claims is 99.6%, and 99.5% of claims are processed within 30 days, based on Humana claims operations study, May 2006.
Large, Nationwide Network
HumanaOne provides access to a large network of doctors, pharmacies and hospitals, with discounted rates for the cost of care - so you save money, even below your plan's deductible.
Portable Coverage from State-to-State
Plus, if you move to another state, your current plan goes with you, WITHOUT the need to reapply for coverage. However, keep in mind that when you move, your rates may change based on the service area you move to. |
