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Get Quotes & Enroll Online for Personal Dental Insurance by UnitedHealthOne.
Choose from United Health Care Dental Premier or Dental Value with Optional Vision Coverage!
Online Enrollment is Available on this Site for People Living in the Following States:
Colorado, Arizona, New Mexico, Wyoming, Nebraska, Texas
For Personalized Assistance with Quotes and Enrollments, please call 800-373-1164
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United Healthcare Dental Network Savings Examples
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Freedom to Choose ANY Dentist |
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Procedure |
Dentists'
Retail Charge |
Both Options
In-Network (1)
You Pay |
Dental Premier
Out-of-Network (2)
You Pay |
Dental Value
Out-of-Network (3)
You Pay |
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Preventive
Adult Prohpylaxis
Child Prophylaxis
Child Fluoride |
$75.00
$88.00
$49.50
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100% Covered
$0
$0
$0 |
$4.00
$33.00
$14.50
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$28.00
$53.00
$30.50
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Basic
Amalgam Filling
Composite Filling |
$140.00
$150.00
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80% Covered
$13.20
$16.00 |
$32.00
$39.60
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$87.20
$86.00
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Major
Molar Root Canal
Removal of Impacted Tooth, Soft Tissue |
$985.00
$300.00
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50% Covered
$335.00
$84.50 |
$502.50
$160.00 |
$650.00
$212.50 |
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Orthodontia |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
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1. Utilizing network dentists reduces costs under both options because these dentists have agreed to lower fees (network negotiated rate) for covered expenses.
2. If you use an out-of-network dentist, Dental Premier pays benefits based on the reasonable and customary charge.
3. f you use an out-of-network dentist, Dental Value pays benefits based on the network negotiated rate - which is usually less than the reasonable and customary charge.
* After benefits have been paid under the policy, an out-of-network dentist can bill a patient for any remaining amount up to the billed charge.
* Fees in examples are based on national averages and network coverage for Zip Code 432XX.
* This chart assumes $50 deductible has been satisfied. |
United Health Dental Benefit - Two Options to Choose From
United Healthcare Dental Premier Benefit
- Best option if your dentist is NOT in our network.
- Visit www.myuhcdental.com/goldenrule for a list of dentists.
- Pays more than Dental Value for care from non-network dentists.
United Healthcare Dental Value Benefit
With both options, you can take advantage of:
- Preventive care covered at 100% with NO deductible or waiting period.
- Access to an extensive network that today has over $73,000 dentists.
- Two options with flexibility of using in- and out-of-network dentists.
- A $50 calendar year deductible per person (limited to 3 per family for basic and major services**).
- A calendar-year maximum benefit of $1,000 per covered person.
- Note: There is a 6 month waiting period for Basic Services, and a 12-month waiting period for Major Services.
United Health Vision Benefit (Optional)
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See how you can save by using the UnitedHealthOne Vision network
Download .pdf UHC Vision Brochure |
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Service / Material |
In-Network
You Pay |
In-Network
UHC Pays |
Out-of-Network
UHC Pays |
| Eye exam once every 12 mo. |
$10 Copay |
100% after copay |
Up to $40 |
| Frames (2) once every 24 mo. |
$25 Copay (1) |
100% after copay (1) |
Up to $45 |
| Single Vision lenses |
$25 Copay (1) |
100% after copay |
Up to $40 |
| Bifocal Lenses |
$25 Copay (1) |
100% after copay |
Up to $60 |
| Trifocal or Lenticular Lenses |
$25 Copay (1) |
100% after copay |
Up to $80 |
| Contacs (3) in lieu of glasses |
$25 Copay |
100% after copay (2) |
Up to $105 |
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1. Purchase frames and lenses at the same time from a Preferred Provider and you pay only one copay.
2. Frames chosen from the Covered Frames Selection at a Preferred Provider. For non-selection frames, there is an allowance of $50 wholesale or $130 retail, depending on type of Preferred Provider. No copay with non-selection frames. |
Let Erickson Finanical Services help you compare dental plans, nationwide. |
