UnitedHealthOne Dental Insurance
for Individuals & Families
Get Quotes & Enroll Online for Personal Dental Insurance by UnitedHealthOne.
Choose from Dental Premier or Dental Value with Optional Vision Coverage!
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UnitedHealthcare Dental Network Savings Examples
Two Options - Dental Premier or Dental Value
Download .pdf UHC Dental Brochure Find a Network Dentist |
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Freedom to Choose ANY Dentist |
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Procedure |
Dentists'
Retail Charge |
Both Options
In-Network (1)
You Pay |
Dental Premier
Out-of-Network (2)
You Pay |
Dental Value
Out-of-Network (3)
You Pay |
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Preventive
Adult Prohpylaxis
Child Prophylaxis
Child Fluoride |
$75.00
$88.00
$49.50
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100% Covered
$0
$0
$0 |
$4.00
$33.00
$14.50
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$28.00
$53.00
$30.50
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Basic
Amalgam Filling
Composite Filling |
$140.00
$150.00
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80% Covered
$13.20
$16.00 |
$32.00
$39.60
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$87.20
$86.00
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Major
Molar Root Canal
Removal of Impacted Tooth, Soft Tissue |
$985.00
$300.00
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50% Covered
$335.00
$84.50 |
$502.50
$160.00 |
$650.00
$212.50 |
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Orthodontia |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
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1. Utilizing network dentists reduces costs under both options because these dentists have agreed to lower fees (network negotiated rate) for covered expenses.
2. If you use an out-of-network dentist, Dental Premier pays benefits based on the reasonable and customary charge.
3. f you use an out-of-network dentist, Dental Value pays benefits based on the network negotiated rate - which is usually less than the reasonable and customary charge.
* After benefits have been paid under the policy, an out-of-network dentist can bill a patient for any remaining amount up to the billed charge.
* Fees in examples are based on national averages and network coverage for Zip Code 432XX.
* This chart assumes $50 deductible has been satisfied. |
United Health Dental Benefit - Two Options to Choose From
United Healthcare Dental Premier Benefit
- Best option if your dentist is NOT in our network.
- Visit www.myuhcdental.com/goldenrule for a list of dentists.
- Pays more than Dental Value for care from non-network dentists.
United Healthcare Dental Value Benefit
With both options, you can take advantage of:
- Preventive care covered at 100% with NO deductible or waiting period.
- Access to an extensive network that today has over $73,000 dentists.
- Two options with flexibility of using in- and out-of-network dentists.
- A $50 calendar year deductible per person (limited to 3 per family for basic and major services**).
- A calendar-year maximum benefit of $1,000 per covered person.
- Note: There is a 6 month waiting period for Basic Services, and a 12-month waiting period for Major Services.
United Health Vision Benefit (Optional)
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See how you can save by using the UnitedHealthOne Vision network
Download .pdf UHC Vision Brochure |
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Service / Material |
In-Network
You Pay |
In-Network
UHC Pays |
Out-of-Network
UHC Pays |
| Eye exam once every 12 mo. |
$10 Copay |
100% after copay |
Up to $40 |
| Frames (2) once every 24 mo. |
$25 Copay (1) |
100% after copay (1) |
Up to $45 |
| Single Vision lenses |
$25 Copay (1) |
100% after copay |
Up to $40 |
| Bifocal Lenses |
$25 Copay (1) |
100% after copay |
Up to $60 |
| Trifocal or Lenticular Lenses |
$25 Copay (1) |
100% after copay |
Up to $80 |
| Contacs (3) in lieu of glasses |
$25 Copay |
100% after copay (2) |
Up to $105 |
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1. Purchase frames and lenses at the same time from a Preferred Provider and you pay only one copay.
2. Frames chosen from the Covered Frames Selection at a Preferred Provider. For non-selection frames, there is an allowance of $50 wholesale or $130 retail, depending on type of Preferred Provider. No copay with non-selection frames.
3. Contacts chosen from the Covered Contact Lens Selection at a Preferred Provider. Non-selection lenses will receive an allowance. No copay for non-selection contact lenses. |
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