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Vision Care Direct Vision Plan
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Vision Care Direct

Individual & Family Vision Plans

Vision Care Direct Offers: 

Sign up Now:  Use our 10% Off Vision Care Direct Promo Code, EFSBenefits, and Enroll online
Note:  Rates automatically include the 10% discount when our Vision Care Direct Promo Code, EFSBenefits, is used upon entering the site.

An Unparalleled Choice of Plans
Vision Care Direct is the most flexible vision benefit available in the marketplace.  The vast majority of vision benefit plans only offer multiple plan options for extremely large groups, and even then the choices are limited.  Our unprecedented flexibility gives individuals a choice of frame allowances, benefit level and/or multiple combinations of benefits at the same time.  We provide options that no other vision plan can offer.

The Highest Quality of Care at Affordable Prices
Many people don't know that a comprehensive eye exam involves more than a simple refractive correction.  A comprehensive exam allows highly trained doctors the ability to truly see into a patient's overall health.  There are many "cheap" vision plans on the market that treat eye doctors as a commodity which leads to a lower quality of care.  Because of the way Vision Care Direct is structured, Vision Care Direct can provide the highest quality of care at very affordable prices.

Access to the Materials Patients Need
Vision Care Direct doctors have open access to materials, vendors and labs whether a patient needs safety eye wear, progressive lenses, computer eye wear or other specialty products.  Other vision plans restrict their doctors to certain frame and lens providers and require them to purchase only certain materials.  Our unrestricted access allows our doctors to truly make the best recommendations for a patient's needs. 

Vision Care Direct is Different
Vision Care Direct is NOT an insurance company.  Vision Care Direct is a payment plan managed by private practice eye care practitioners who have formed a statewide association of peers to deliver affordable, high-quality eye care directly to the community.  Local doctors in each state volunteer their time to manage the plan in cooperation with Vision Care Direct marketing and administrative personnel.  Vision Care Direct doctors believe that patients want the kind of high-quality health care they can expect from independent eye care professionals.  They are committed to giving patients access to the highest quality of eye-health care, and doing what they've been trained to do:  care for patients!

How to Use Your Vision Care Direct Plan Benefits

1. Complete and submit your enrollment form along with required information for payment option selected.
   
2. Member ID cards are not necessary to receive care with Vision Care Direct providers, but Vision Care Direct does provide them for your convenience.  You will receive a Member ID card from Vision Care Direct in 10-14 days after acceptance.  A copy can also be downloaded from the internet usually within 72 hours of receipt of your application.  Go to www.visioncaredirect.com , click on "Members" from the blue bar, and then select "Reprint ID Card".
   
3. When you are ready to schedule an eye examination, go to www.visioncaredirect.com and select one of the participating providers from the "Find a Doctor" section.  When you call to set an appointment, identify yourself as a Vision Care Direct Member, and make sure they acknowledge acceptance of the plan.  Benefits are ONLY available from Vision Care Direct network providers.
   
4. Your doctor's office will verify your eligibility for benefits by checking our on-line Eligibility system.  They will ask for your Member ID number, but they can also look you up in the Vision Care Direct system using any of the following criteria:  your social security number, last name, date of birth, city (from your mailing address), or state.  You are not responsible for providing a claim form to the doctor.  If, for some reason, your doctor's office still cannot locate you in the Vision Care Direct system, they should contact the Vision Care Direct Administrative office at 877-488-8900, ext. 502.
   
5. The staff at your doctor's office will calculate out-of-pocket costs you are responsible for, after allowances, and you will pay that amount directly to the doctor.  The doctor will file your claim on-line with Vision Care Direct - you will not have to file a claim with Vision Care Direct.

General Limitations and Exclusions

This vision plan is designed for routine eye care and materials expense incurred while membership is in force.  Plan benefits cannot be combined with any other discounts, promotional offers or other advertised specials, including but not limited to, discounts, coupons or two-for-one materials specials offered by the providers at their individual offices.  Members must choose between using their Vision Care Direct benefits or the provider's special offers.  Unused benefits do not roll over into the next benefit period.   Limitations and Exclusions are as follows:

• Services and materials not included on the Benefit Summary including cosmetic items and add-ons
• Orthoptics or vision training and any associated supplemental testing
• Subnormal vision aids, non-prescriptions or aniseikonic lenses
• Contact lenses for cosmetic enhansement such as changing eye color except as covered in the Benefit Summary.
• Oversized 61 and above lens or lenses
• Experimental or non-conventional treatment or device
• Medical or surgical treatment of the eyes other than qualifying discount on refractive surgery
• Any services or materials where benefits are provided under your medical insurance
• Any injury or illness covered by Worker's Compensation or similar law
• Services or materials previously paid by another vision plan
• Two pairs of glasse in lieu of bifocals, trifocals or progressives
• Care for services or materials received while travelling in a foreign country without a detailed receipt in English
• Charges incurred after membership ends

Claims and Administrative Office

2178  South 900 East #6, Salt Lake City, UT 84106  ~  Toll Free:  (877) 488-8900   Fax:  (801) 466-4113

Let the professionals at Erickson Financial Services help you obtain the right Colorado vision care plan for your needs.  Vision Care Direct offers the most selection in personal vision coverage .  In addition to personal vision care plans, Colorado vision plans from Vision Care Direct are also available for employer groups.  Ask Erickson Financial Services for information about group vision insurance coverage from Vision Service Plan (VSP), too.  We can provide vision insurance quotes for your group upon your request.