Cancer Insurance, Critical Illness Insurance

Humana One Financial Protection Plans provide cancer insurance, critical illness insurance,
and other supplemental health insurance products at an affordable cost.

Erickson Financial Services, Inc is Currently Serving
Colorado, Arizona, Nebraska, New Mexico, Wyoming, Texas
with Humana One Financial Protection Plans.

	Cash Cancer Plan	Critical Illness Cash Plan	Hospital Cash Plan	Junior Estate Builder
What it is	A cancer insurance policy that pays cash upon first diagnosis of a covered cancer.	A critical illness insurance policy that pays cash to help your family breathe easier in case of a serious illness. A safety net in case the unexpected occurs.	A hospital indemnity insurance policy that pays cash if you receive outpatient surgery, hospitalization, or emergency room care due to a covered illness or injury.  So you won't need to dip into your savings right away.	An Ideal "starter" life insurance policy that's an investment in your child's or grandchild's future. Helps protect children and grandchildren as they take their first steps - and helps then get a headstart in life.
Who it's for	Typically anyone ages 0-69 (individual, single parent or family coverage available)	Typically anyone ages 0-69 (individual, single parent or family coverage available)	Typically anyone ages 0-69 (individual, single parent or family coverage available)	Typically anyone age 0-24 (child and grandchildd coverage available)
How it protects you	Get up to $50,000 paid directly to you or the person you name; not your doctor or hospital Receive payment as soon as you're diagnosed with a covered cancer - no treatment required (does not include skin cancer other than malignant melanoma) Use the money for any expense including travel, trial treatments, even mortgage payments	Get up to $50,000 paid directly to you or the person you name; not your doctor or hospital, in the event of a heart attack, stroke, cancer or other covered illness Count on extra coverage on top of other health insurance policies Use the money for any expense, even non-medical costs like household expenses	Use the money for any expense, even child care Count on extra coverage on top of other health insurance policies Get guaranteed renewable coverage to age 70 as long as you pay your premiums with no lapse in coverage	Provides up to $20,000 in coverage with term life insurance now Automatically converts to a whole life policy at age 25 when cash value begins to build/grow over time Ideal for children of any age, from babies to college students.
What you get	Choose coverage amount from $10,000 to $50,000 (same amount for all covered family members) Return of Premium (ROP) In select states, if you continue to pay your premiums with no break in coverage and a claim has not been paid or incurred, you'll receive a full or partial refund of all premiums after a certain period - all at a low additional cost.  Ask if your state has this option.	Choose coverage amount from $5,000 to $50,000 for one of these plans (The benefit amount for children is 20% of the selected amount): 1. Vasular, cancer & other critical illnesses 2. Vascular & other critical illnesses 3. Cancer only (Return of Premium) In select states, if you continue to pay your premiums with no break in coverage and a claim has not been paid or incurred, you'll receive a full or partial refund of all premiums after a certain period - all at a low additional cost.  Ask if your state has this option.	Hospital Confinement: Up to $2000 benefit per covered person Accidental Injury and Sickness: $150 per Emergency Room Visit Outpatient Surgery: $150 for each outpatient surgery Same amount for all covered family members In select states, for an additional cost, you can get up to an extra $200/day for hospital confinement and up to an extra $800 a day if you're in the intensive care unit...for up to 30 days.  Ask if your state has this option.  Benefits and features vary by state.	Choose $15,000 or $20,000 for initial policy
How little it may cost	$11 - $55 / Month (Sample range based upon a 45 yr. old with base benefit of $10k & $50K with life pay and no ROP)	$10 - $97 / Month (Sample range based upon a 45 yr. old with base benefit of $5k & $50K Vascular, cancer & other critical illnesses)	$10 - $26 / Month (Sample range based upon a 45 yr. old with base benefit of $250 and $2000)	$35 or $45 / Year
How easy it is to apply	Minimal health questions No physician statements No phone interview	Simply answer minimal health questions	Minimal health questions No physician statements No phone interview	Minimal health questions No medical exam
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