Colorado Short Term Major Medical Health Insurance

EFSBenefits.com offers the largest selection of Short-Term and Travel health insurance plans in Colorado.
Here, you will find a plan to meet your needs at the lowest possible rates.

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Who benefits from Short Term Coverage?

• Laid off & can't afford Cobra
• In-between jobs
• Just graduated from college
• No longer covered by parent's plan
• In waiting period for employer-sponsored coverage at new job
• Coverage can be as short as 30 days and as long as 6 months.  The State of Colorado allows up
  to two 6 month policies within a 12 month period of time.  After 2 consecutive 6-month coverage
  periods have been exhausted, you must wait 12 months before you can apply again for another
  short term policy.
• Note:  Temporary health insurance does not cover pre-existing conditions.  

Short Term Health Insurance Get Instant Quote & Apply Online Today!  Quick Activation.
Insurance Carrier	Features	Instant Quote / Online Application
	Minimum Coverage Period = 30 Days. Choose a single payment or monthly payment option.  Premium is reduced when single payment option is chosen. It is possible to qualify for this insurance, even if you have been declined for personal health insurance before. Rx is covered and subject to plan deductible. 80% Plan - Plan Description 100% Plan - Plan Description Frequenty Asked Questions	Get a Quote Apply Online!
	Minimum Coverage Period = 35 days. Choose a single payment or monthly payment option. Freedom to choose any doctor (discounted services available when PHCS network is used) Rx is covered and subject to plan deductible. On plans with deductibles $500 or greater, only one deductible must be met for entire family. Coverage cannot be terminated in the middle of a payment period or refunded on a pro-rated basis. Plan Description	Get a Quote Apply Online!
	Minimum Coverage Period = 1 month. Choose a single payment or monthly payment option. Coverage can be terminated in the middle of a payment period, by request, on a pro-rated basis if necessary. Plan Description	Get a Quote Apply Online!
	Minimum Coverage Period = 1 month. Choose a single payment or monthly payment Option.	Get a Quote Apply Online!
	Minimum Coverage Period = 1 month. Pay-in-Advance or Pay-As-You-Go.  Discount is applied when you Pay-in-Advance. It is possible to qualify for this insurance, even if you have been declined for health insurance before.	Get a Quote Apply Online!

International Travel Medical Insurance
Leaving the Country?

Many health insurance carriers pay international claims on a reimbursement basis
(meaning you pay upfront and file the claim later) and for emergency treatment only. 
Additionally, you may find that your current health insurance carrier would not cover
the cost of transportation back to the United States if necessary.  If you are leaving
the country, you may wish to supplement your existing health insurance with a foreign
travel medical insurance policy.  Click below to find out more about global
travel medical insurance...